Over the years the significant increase in financial losses comparison to the increase in premiums also draws attention in fire insurance. Although some abuses can be detected, the real rate is estimated as %1.3 of the claims.

The most common types of abuse,

• Issued policies after damage or losses occur the claim or possibility of claim will be detected.

• The goal is detecting anomalies just prior to possible damage from weather conditions or other causes.

It is possible to prevent abuse by detecting anomalies in fire insurance at the moment of production. Using machine learning algorithms, the anomalies are detected if there is a possibility of damage due to weather conditions or a different reason before any damage has actually occurred.

The main achievements of prevent to productions with high risk of abuse,

• To avoid unnecessary claims paid by detecting abuse

• To achieve profitable portfolios by providing to working with good portfolio of agencies

• To recognise the portfolio of agencies and the insured

Introducing new products and tailoring the prices according to your companies best interest in a short time was always a complex task. We worked together with leading actuaries, product managers and technology evangelists together to introduce Dynamic Pricing for Insurance.

We deliver total product ownership from information technology teams back to business teams so that every change does not mean a waiting period. Our intuitive patterns for developing and customising new products is easier than everbefore.

Model, test and simulate changes to your products. What if you changed the customer score up by twenty percent for discount eligibility? Now you can see that based on the decisions taken in the last six months 31% of eligible group will shrink. It's time to maximize customer lifetime value and decide like a human.

With confidence you can schedule which expert to visit that factory for risk assessment. Your expert will easily note down all risk aspects in the tablet application which will be scored equally beyond all your risk assessors.

Risk assessment file will follow your procedure for approval while high level risk items will start sub tasks for future review and control. These subtasks to like the issue with the sprinkler systems pumping capacity will create alerts for future review. And if the open issues are not closed within the predefined period a risk review process will initiate.

Lower your risks, get better reinsurance deals for the transparent risk assessment and monitoring.

Claim handling has many aspects to it which requires implementation of digital business automation features like process management, robotics, scanning capture, document and archive management, integration with 3rd parties, rule management and reporting with IBM Digital Business Automation suite we cover all your business process.

Scope Of Solution:

• Omni Channel First Notice of Loss Receival

• Rule based loss assessment customer steering

• Expert scoring and evaluation, Rule based Expert Selection

• Risk evaluation and Vendor Selection

• Business teams management and routing

• Documents Scanning and Labeling

• Digital Document Management and Integration with Other Systems

• Labeling and Archiving of Physical Files

• Case Management for Lawsuits and Recourse

• Mechanics & Part Vendors Performance Monitoring

• Integration with salvage management Systems

• Management Dashboards

Whether you are searching for a telematics solution or already implemented one our telematics insurance team is there to help with your business strategy, product design and implementation.

Since 2013 we are first runner of mobile telematics projects in Turkey. Our partnerships with world leading telematic platform providers we are able to deliver fully mobile or device mixed approaches.

Amodo is not only a telematics platform but the best customer engagement suite in the app market. Turn telematics into a real time event based marketing solution while decreasing your combined ratio.

Better production forecasting means better quota management. For multi insurance brand carrying agencies it's best to go for achievable goals than to run for unachievable higher benefits as the goals you set for your agencies get better they are more eager to reach those targets.

Using predictive analytics our data scientist team creates forecast for your biggest speciality lines while our rule based forecasting team brings to power of experience into your forecasts for the smaller lines.

When it comes to forecasting it's easier when you have a lot of data but when the planning is done on monthly basis for each agency and you have 15+ specialities you need to predict over 360 thousand data points in time with just 2000 agencies.

Revenue Forecasting & Quota management suite collects previous production data and combines it with external data like macro economic factors, working with your channel management teams we also receive goals as an input for the calculation of agencies targets, that has just on boarded and have limited or no sales data.

Cost control is a major issue for every insurer, we profile experts for their expertise, payment statistics for different incident categories, geo-location, capacity, past experience with client and mechanics shop to select the best candidate for the inspection.

Integrated with your core insurance and claims management system expert assignment system Experts Assignment Automation works seamlessly in the background.

Expert assignment automation rules minimise fraud risk, lower your overall repair costs and decide whether or not a case needs an expert assigned.

Agency commission calculation becomes a complex problem subject to programmatic changes in the core insurance system. As part of your pricing plan wouldnt you like to manage

Orchestrate your actions, collect results and put AI to work. That's market acoustics - platform for the marketeers.

Manage customer tag's, easily deploy messages to delivery channels. Customise message content in regard to customer profiles, life segments and personas.

Our Financial Portfolio Management solution is built for managing your assets easily from one interface.

Integrated with your core insurance, accounting and bank systems save your energy from copy pasting data and focus on returns.

All your operations in Bono, Foreign Exchange, Investment, Credit/Deposit and Stock investments are consolidated and managed under one system.

Keeping track of insured warehouse stock and value realtime with BlockChain technology will benefit reinsurance companies, insurance companies and warehouse owners in regarding to lowering unknown risks.

Now that you can leverage BlockChain technology to ensure what is insured you can introduce disruptive new insurance products to the market, lower your risks and manager your reinsurance allocations instantly.

BlockChain for Warehouse will reduce fraud and abuse to a possible minimum delivering instant value.